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sanjay123

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What You Need to Know When You Plan to Modify Your Two-wheeler Vehicle

Every two-wheeler vehicle owner, irrespective of gender, is an enthusiast when it comes to making their motorbike look good or keep their performance levels high. This enthusiasm settles down to modifications based on its aesthetic value or performance. But, most often, we tend to give a go-ahead to these modifications without informing ourselves of the impact these modifications can have regarding our vehicle insurance value. There are facts you need to know before making any decision. Make sure you discuss them with your insurer and then proceed with the best decision that favors you financially. Impact of Performance Modifications Performance modifications may include an addition of fuel-efficient systems or speed-enhancing capabilities on your two-wheeler vehicle. Faster...

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5 reasons why you shouldn't shy away from travel insurance

Travelling has become an integral of our lives. Whether it is for leisure or business, people have been travelling more than ever before. With such a remarkable increase in number of travelers, there has also been an increase in travel related risks like loss of baggage at airports, loss of passport etc. And these hazards only seem to rise in number. However, people are still reluctant in buying travel insurance. Here are a few excuses people give. 1. Travel Insurance is too expensive You have already spent a lot on your travel and spending a little more on insurance will only ensure your security in case you face any unforeseen situation while travelling. Your travel insurance company will act like a warm blanket, in such situations and will ensure that you are secured. 2. ...

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The best way to get right car cover is to compare it…

A car is one of the prized possessions in an individual’s life. But a mere cloth wiping or servicing won’t help you protect your car from the unforeseen events like accidents, or theft, fire, etc. A car insurance policy is what one wants to protect the financial risks. Car insurance means protecting yourself against the financial risk involved while operating the car. Your car might meet with an accident, get damaged, stolen, or catch fire due to riots, submerge due to tornado or storm, etc. In such a situation the losses borne by the owner may be compensated by the insurance company if it’s covered with auto insurance cover. Back in the old days, people had to visit insurance companies, collect brochure, come back home and then sit with them to compare car insurance policies...

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Cover your car with the suitable insurance policy, now!

Most people start searching for car insurance by visiting online sites and getting quotes on various types of insurance policies. While online car companies will offer easy, affordable and adequate coverage there are times where you will have a set of questions at the time of purchase. Car insurance is a financial protection against damage to you and your car or another person, property in an event of an accident. It also provides financial assistance if your car gets stolen or damage due to any natural calamities like fire, earthquake, tornado, tsunami, etc. Before you purchase a policy you should know your car insurance protects you and what types of insurance coverage are available in the markets so that you decide what level of protection cover is sufficient for your car needs....

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Protect you and your family during a trip with suitable “Travel Cover”

Travelling has becomes an integral part of individual’s life. People travel for various reasons such as business or vacation, studies, attending conference or seminars, etc. Just as traveling creates a joy in people’s mind, a sudden problem such as unexpected illness, flight cancellation, baggage loss can jolt your minds in the very next minute. Therefore, it is required that you insure yourself and your family with suitable travel insurance covers before board your flight. A right travel cover will help you protect yourself and family from the risks that you run while traveling abroad.  A travel plan helps you against medical emergencies, baggage or passport loss, flight delay or cancellation and many other such problems during your journey. Travel cover can be availed fo...

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Cover your bike with suitable bike insurance policy…

Bike insurance is like a savior when you're stuck in critical financial situations – be it an accidental compensation or bike getting stolen or turns to ashes in fire eruption. Considering how often does a person run into such situations? It's obvious we should try every means to protect our bike. Taking care doesn't mean merely washing every day, doing a Teflon coat or buying a helmet for yourself. It's a bike insurance that will help you keep your finances protect when there is a major accident, loss of life, damage due to fire, storm, earthquake, or gets stolen. When you run into an accidental situation it would be your insurance copy that is one of the main documents that cops check firstly. Riding two-wheeler without a suitable cover will not only make you go against the law...

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Why it’s important to buy a vehicle protection cover?

In India, it is mandatory to have vehicle insurance at least a third party cover if you wish to drive any form of motor on road. The face of motor insurance cover has changed a lot in today’s time from traditional agent-based insurance purchase to online direct response approach.  Thus, it has helped to build a positive view on the entire concept of vehicle insurance and the way to cover your motor during emergencies like an accident, fire, theft or any form of natural disasters. Today, motor insurance industry have introduced some of the best and customized insurance products for people at affordable costs.  While earlier it was hoarding or television commercial people used to rely upon for company assurances and insurance quotes these days it’s far more convenient t...

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Car Insurance: A friend in need is a friend indeed

Car insurance is mandatory by law in India. Driving without a valid insurance cover would put you under illegal troubles. In case of death or accident to a third party or any damage to their car, the car insurance cover will provide the compensation on behalf of you. This will help manage your finances and prevent from making any hole in your pockets. Such type of motor insurance comes under third party insurance. It protects you and also other people or family members from any form financial losses while riding or driving your car. But, this cover takes care of only third party damages. In case there is any damage to your car or bodily injury it won’t be able to offer the financial blanket. Therefore, experts insist on purchasing comprehensive cover.  A comprehensive cover ...

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Two wheeler insurance: A key factor to protect your bike

As a rule being implemented by Indian Traffic Law, 1988 it is mandatory to own atleast a third party two wheeler insurance if you wish to drive your prized possession on the road. Incase you drive without a suitable insurance cover it could attract heavy penalties. When you own a suitable cover you have a sense of security in your mind while riding your bike. You know that if in case there is an unfortunate accident and there is damage to third party property or human injury or loss of life your insurance policy will take care of the immediate financial requirements. A thorough inspection is done by the insurance team, necessary documents have to be submitted to the company and then the insurer issues the claim amount. Thanks for the handful of premium costs that you pay towards yo...

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Motor Insurance In India - Heaven On Four Wheels

Why Take A Car Insurance Policy? You must know that the Motor Vehicle Act 1988 states that automobile insurance is compulsory in India. A copy of this insurance needs to be maintained with you at all points of time in your car .Car dealerships maintain relationships with insurance companies giving you the necessary insurance quotes in order to avoid unnecessary hassles. What Is Third Party Liability? Let us consider that you are driving your car and it meets with an accident. You would have to pay claims and damages to the opposite party involved in the accident. These claims are settled by the insurance company on payment of the necessary premium. You would be able to pay for the claimant’s car repair charges, medical costs of the occupants of the car damaged and this would ...

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