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sanjay123

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Remodelling your house? Take home insurance into consideration

Planning to remodel your house? Moving or remodelling is a huge task. One needs to take into account a lot more factors than the furniture and flooring. Often people make a decision to revamp their house in haste and forget the most important thing — home insurance. For many, it may seem to be irrelevant as they are unaware of the features a home insurance policy can offer. Yes, a home insurance policy can cover house remodelling facility too. But before you opt for one or start with the remodelling process, you should keep certain things in mind: Contact your <a href="http://www.bajajallianz.com/Corp/property-insurance/home-insurance.jsp">home insurance</a> broker The first and foremost task should be to consult the insurance broker or agent. They can give the best...

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Why Bike Insurance Cover is Necessary

Buying two wheeler insurance comes with several benefits, providing protection as well as coverage in the event of any emergency Bike insurance is an insurance plan that offers protection from any liability or harm to an individual or property by your bike. Any damage to your bike incurred due to unexpected incidents like accidents, man-made or natural calamities will also be covered with an insurance. Benefits: Safeguards your two-wheeler: The basic benefit of a two wheeler insurance is that it safeguards the vehicle from any harm incurred due to accidents – big or small. Even a small dent or paint re-touch would cause a substantial drain financially. Insurance helps deal with such expenditure at a negligible cost. Cashless garage facility: A two-wheeler which has be...

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How to Buy International Travel Insurance Online

It is always exciting to travel across the globe for short break or holidays with your family members and loved one. But what about insurance coverage if you face any miss happening during your trip? It was one of the most discussed issues last year on web why you must have international travel insurance policy for abroad trip to make your tour safe as well as your co-travelers (family/parents). But what about life insurance, health insurance or mediclaim which you already have? Do you still need travel insurance along with life and health cover plan? So with this travel insurance blog I will just go through to explain here advantage of travel insurance policy over life/medical insurance and the best way to buy & claim travel insurance policy. Just check it out- Advantage ...

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4 Health Insurance Plans Included in the Affordable Care Act

What types of health insurance plans are available through the Affordable Care Act? What kind of insurance plans will you find on the health insurance marketplace? The simple answer to both questions is: all kinds. All plans available are required to offer 10 basic coverage areas, which include hospitalization, outpatient care prescription drugs and laboratory testing. However, the amount of co-pay and deductibles will vary depending on the type of plan. All of the available plans have been grouped into four basic categories: Bronze, Silver, Gold and Platinum. Bronze Plans Bronze plans will provide coverage for the 10 basic coverage areas, but will, on average, only cover 60% of the expenses; the remaining amount will be paid by you. Silver Plans The next leve...

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How To Transfer Ownership And Bike Insurance From One Person To Another?

Though you love your bike, there comes a time when you look forward to a newer mode of conveyance. Out goes your old bike and in comes either a new car (if you can afford it) or another bike (a newer model). In both the cases, you have to dispose off your old bike and you start looking for a buyer. Though the selling price would be your major concern, do spare a thought about the process of correctly transferring the bike’s ownership and also the attached insurance policy. When is the transfer required? This is a simple question, isn’t it? You transfer the ownership and insurance when you sell off your bike. How to transfer? To transfer the ownership and insurance of your bike you need to follow some steps. Various documents are involved and missing any one would jeopa...

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Car Insurance Involved In An Accident With An Uninsured Driver?

Uninsured drivers are ten times more likely to drink and drive and three times more likely to be convicted of driving without due care and attention. They also cause one accident every six months. In fact one in twenty motorists regularly drive without insurance. It's therefore not perhaps surprising that, one in ten of all motorists have been involved in accidents with uninsured drivers. The question is what to do if you're involved in an accident with one? At the time of the accident you're unlikely to realise that the other driver is uninsured so you'll have to react in the normal way. Take a note of the other car's make, model and registration number. Also note the other driver's name and address – but whether he'll give you his correct details is perhaps unlikely! Neverthe...

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BUY CHEAP TRAVEL INSURANCE FOR ALL YOUR SPECIFIC REQUIREMENTS

Travel insurance plans are available in several different forms. Whether you are looking for a comprehensive year round quality cover, a specialized form of insurance for your adventure vacation or short term insurance for a single trip, Direct Travel Insurance offers you the desired cover for all types of trips at exceptionally reasonable prices. If you are looking for cheap travel insurance plans with excellent coverage, your search ends here. You can visit their website and browse the list of insurance plans. Travelling abroad becomes more relaxing if you have high quality travel insurance in place. Annual insurance offers cover for an infinite number of short trips or a continuous long trip for a maximum of 365 days. The policy includes medical cover, personal possessions cover...

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Rising third-party insurance premiums

The Insurance Regulatory and Development Authority of India (Irdai) has proposed an increase of up to 50% in the third-party liability premiums of motor insurance. Revisiting the premiums is an annual exercise for the insurance industry. This is done mainly in an attempt to rein in the claims ratio, which is difficult to contain. Claims ratio is the ratio of net claims to net premiums. So, the industry is currently paying more to settle third-party claims than what it is receiving for third-party insurance. And while the premiums go up each year, so do the claims. Read on to know why it happens again and again and how it impacts you. Irdai’s role in premium pricing A motor insurance policy has two main components—third-party liability and own damage. In India, it is ...

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Bike Insurance Online Renewal- A Short Guide

There is no doubt that life is much different today than it was couple of years ago. There are so many technological advancements in the recent years that life without them would be almost unbearable. Internet has made life simpler by enveloping rapidly growing technology and change in lifestyle in different avenues. The opportunities available on internet for shopping varies right from shoes, clothes, plant seeds right up to something not so interesting like Insurance! Many of us can’t even imagine our lives without Internet. Insurance certainly doesn’t lag behind. Then why do people still run behind the insurance companies, just to buy or renew their car or bike insurance policies? Who could have even thought that you could save yourself from spending hours on helpline number...

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Acquire a Cheap Quote Through Online Bike Insurance

There are so many bike insurance companies existing nowadays, as a result, the competition is really fierce in the market and that is the reason why, use of online bike insurance is able to acquire you a cheap quote. Motorbike insurance comes with dissimilar levels of cover, conditional on how much you desire to pay out, and similar to the other automobile cover, bike insurance quotes also show a discrepancy to a great extent, depending on the age of the driver, how many years they have seized a driving authorization, and etc. A person can select from three kinds of bike insurance. The most common policy offers just third party insurance and covers up harm caused by the covered motorbike to another person. The second kind of motorbike insurance is theft and third party insurance. T...

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