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Learning How to Make the Most of Pension Plans

Larger organizations and government agencies are two of the only employers left that are really offering pension plans. You may have earned a pension plan from a previous employer, even if your current employer does not provide one. Basically these plans in the title you to a monthly benefit from the employer you work for each month after you retire. This is usually based off of a specific number of years that you perform a service for a specific company. If you work for a specific company for 10 years, for example, you may receive 1.5% of your annual income that is put into an account each year for your retirement. If you work 20 years for specific company, you may receive 3% of your annual income each year that is put aside into an account. All of this money will be given to you upo... Read more

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