All you need to know about non housing loans and more.


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Vorrichtung mit einer versteckten Kamera

"Das Gerät war ziemlich anspruchsvoll, vor allem das bluetooth kamera ." Vollständig gedämpft.Es mischte sich perfekt mit dem Geldautomaten, "Hillsboro Polizei Capt. Ian Donovan sagte. Ein Manchester Zweig der gleichen Bank fand ein ähnliches Gerät auf seinem ATM am 14. November. Ermittler haben nicht freigegeben, welche Banken betroffen waren, aber die Polizei veröffentlicht Überwachungsbilder des Mannes, der vermutlich verantwortlich zu sein. "Die Bank hat Vorkehrungen getroffen und alle, die den Geldautomaten benutzt haben, alarmiert", sagte Donovan. Verstecktes brillenkamera erfasste einen Bewohner, der auf einer Bettwanne für 40 Minuten gelassen wurde, und ein veraltetes Rezept ergänzen, das für den Gebrauch durch einen anderen Bewohner gekennzeichnet wurde. Cl... Read more

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Sometimes, achieving your goals takes a little help and this is when non housing loans can come in very handy. Most people think that these loans refer only to a loan against property; however there are a few other verticals that fall under the purview of non-housing loans and this write-up will explain them to you.

Loan againstproperty:

First let’s start with loan against property as this is one of the most common verticals of non-housing loans. You can avail a loan against property to fulfill any of your needs. It’s easy to get as you provide collateral in the form of your property and so approvals are done quickly and without much of a hassle.
The interest rate for loan against property ranges between 9.60 to 12 percent, which is much lower than personal loans that fetch an interest rate anywhere between 15 and 25 percent. Tenures are also much longer allowing you to pay smaller EMIs over a longer period of time; moreover there are normally no prepayment charges either.

Top-up loans:

Another vertical that falls under non-housing loans and more is the top-up loan. These loans can be used for various purposes such as buying additional parking space in your building or to renovate your home and even to fulfill your child’s education needs. Eligibility is little tedious as many things such as your past repayment ability & history, credit score, etc. are taken into consideration. But if you get one, the rates will be 1.75 to 2.5 percent more than your home loan, which is again much less than a personal loan.

Non-residential premises loans:

These loans can be used to buy property for your business. With these loans you can buy property or plots to build shops, clinics, offices, etc. for your business. The interest rate is normally between 9.60 and 12.60 percent. The eligibility criteria will defer from lender to lender & loan tenure is generally around 15 years.

If you need additional information about non housing loans and more, you can simply go online and you will find loads of material to make a better informed decision. All the best!
Added 3 months ago
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