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Why interest rate plays an important role in study loans

Education loans have become popular since the last two decades because of the rising cost of education. There has been continuous hike in the higher education since a last few years. Education loans came into picture in 1995 after that many banks and non-banking financial institutions have been providing education loan interest rate of around 10 to 12.75 %. The processing fee of these study loans is around 1-2 % of the loan amount. Study loans are always better than the personal loans and the traditional finances because they provide flexibility in the education loan interest rate and the tenure for the repayment of the study loan. The education loans are able to cover all the expenses of education which includes the course fees, the library fees, the refundable fees, the laboratory f... Read more

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