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Importance of Term Insurance Plans

article Term Insurance Plans is an insurance product that gives high amount of life cover on lower premiums. Here the entire premium is used for risk coverage except for a small amount which meets the administrative charges. If the person survives through the tenure of the policy he does not get anything as maturity benefit. If in case of unseen circumstances the assured sum is paid to the family of the policy holder. The premium paid by the policy holder depends on certain factors like the age of the policyholder, the sum assured and the tenure of the term plan.  The premium of the term plan remains fixed through the entire term. In the recent past insurance companies have come up with Term Insurance Plans which provide a longer tenure of 35-40 years. Different Term Insurance Plans... Read more

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