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How to choose the best modern day investment tool?

Unit Linked Insurance Plans (ULIPs) are the modern day investment vehicle that offers the dual benefits of investment in the capital markets along with insurance. The new guidelines implemented in 2010 for ULIPs, has now made it easier to invest in them. Compared to the direct mutual fund investments, ULIPs have become more affordable now. However, to gain the desired corpus from ULIPs, you need to hold your account for atleast 10 to 12 years. The online avatar of these investment insurance plans is a low-cost option for these investment insurance plans. ULIPs can be used as a re-balancing tool by the savvy investor. Funding switching from equity to debt and vice versa comes without any tax implication. The earnings are tax-free yet another reason to invest in ULIP plans. Since ULIP a... Read more

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